What's in your wallet?

As you may know, my goal now that I'm back in Central Oregon is to buy a house in few years. To that end, I have met with a broker to see what I need to do to have the credit necessary to make this happen.

His first piece of advise? Get a credit card...

Nooooooooooooooooooooooooooooooooooooooooooooo... I don't want a credit card. I haven't had one in over 12 years. Why do I have to have one?

*pouts*

Apparently this is the fastest way to start to build my credit back up again. Ugh...

So I bit the bullet this weekend and applied for one. They wanted to give me a $1,000 limit. I opted for $300. Figured that way I can't get myself into too much trouble. I've also decided that the only thing I'm going to use it for is gas and then pay it off every month. I don't want to use it for something I can't afford anyway. That's how I got into deep shit last time. Never again!!

*crosses her heart*

So, my fully customized card will be here in 7-10 days. I opted to go with a sunny beach picture. I do miss the beach... just not the weather.

I miss that view...

 
This will be a happy reminder of the ocean every time I go to fill up...